

In 1973 I graduated from the University of Northern Colorado. Up until about midway through my 3rd year, I
thought I wanted to be an accountant, then I realized that I really didn't like day to day accounting. I therefore
ended up with a degree in management. But then the story starts. My family didn't have much money so I
had to work full time during my last 2 years of school in order to finish. I made right at $7,600 that last year
and ended up paying about $1,000 in income taxes for that year. It didn't seem right to me that a student
working full time just to make ends meet should have to pay that much in income taxes. Then it got worse,
I found out that Mr. Nixon who was just resigning about then made over $200,000 that year and paid $0 in
income taxes. That is when I decided to learn the tax business.
In 1980 I opened my business to do tax preparation for other people and got my first two customers, of
which both of those are still clients today. It grew from there to where I have done every type of return that
there is. See the Taxes page for more details.
By 1992 I had over 200 clients and opened the business as a full time business. Because you end up
knowing a lot about people's finances from their tax returns I ended up showing people how to pay less
taxes through the use of tax deferred annuities and so I got my insurance license. I ended up both writing
a book and teaching classes on tax deferred annuities. See the annuities page for more details.
So the final step then begins. Once you help people create wealth through paying less taxes and safe
money investing, you have to show them how to protect their wealth and pass it on to the next generation
with as little tax consequence as possible. Hence I had to learn the use of the greatest of wealth
transferring systems, the use of life insurance. See the Life Insurance page for more details.
The Wealth Cycle
To provide our clients with the information needed on the product or service that is of interest to them so that they can make a wise, informed decision
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VEJROSTEK TAX AND FINANCIAL
Home of the $100 Tax Return
About Ron's Office:
In other words I am now qualified to help you through the entire wealth cycle.
I help you create the wealth by showing you how to keep more of your money by paying less taxes.
I help you protect the wealth through the use of life insurance products.
I show you how to distribute the wealth, whether that be back to you in your retirement years or to your
heirs
Please look through the rest of the website to see how we accomplish these tasks for you.